Apply Online For Your Ontario Mortgage
Fast, Secure, and Wholesale Benchmarked
Whether you are purchasing your first home in London, renewing your mortgage in St. Thomas, or unlocking equity in Woodstock, our digital intake gives you direct access to 50+ institutional wholesale balance sheets with single credit bureau protection.
Qualified Mortgage Pre-Approval
What is your primary financing goal?
Select one option to customize your rate matrix.
Newton Velocity Secure Portal
Submit your comprehensive financial details directly into our bank grade Newton Velocity underwriting portal. Upload pay stubs, bank statements, and identification in one secure session.
- ✓Bank grade 256 bit encryption and privacy security
- ✓Direct submission to 50+ wholesale monoline and bank broker desks
- ✓Single credit inquiry protection across all lending partners
Speak With Dallas Martin
Prefer discussing your scenario before starting an application? Connect directly with licensed Level 2 Agent Dallas Martin. If you wish to keep your mortgage in house with your current bank, Dallas works directly with major chartered bank broker channels.
- ✓Keep your mortgage in house with chartered banks like Scotiabank, TD, and BMO
- ✓Personal review of self employed income, down payments, and renewals
- ✓Free scenario calculation with zero credit score impact
Verified 5 Star Experiences From Real Ontario Borrowers
From electronic document signing on your phone to competitive wholesale approvals, here is what working with Dallas Martin looks like.
"I was very pleased with the service and personal touch of New Life Mortgages. Quick turnaround times and was very clear on everything that I needed to do. I particularly loved how I could sign all my documents electronically on my phone as I live in a different city from where I was purchasing! Virtually seamless which was amazing!"
"Right from the onset of working with Dallas, my spouse and I were very impressed with the knowledge and compassion Dallas showed us. We had zero idea what we were doing and what the process was when applying for a mortgage. Dallas guided us along the entire process, explaining and answering the numerous questions we had for him with a friendly and reassuring manner."
"During what I thought would be a stressful time, Dallas made this such a seamless transition for me. He was very knowledgeable and answered my questions with ease. He was super responsive in answering my texts and emails. I would highly recommend Dallas to anyone looking to refinance or get a new mortgage."
Our Single Credit Inquiry Guarantee
When you walk into multiple chartered bank branches to shop rates, every single institution runs a hard credit inquiry on your credit file. Accumulating three or four hard inquiries within a short period signals borrowing distress and can drop your credit score by 15 to 30 points.
At New Life Mortgages, our desk executes a single inquiry through Equifax Canada. We then share that single verified credit profile across dozens of wholesale institutional lenders and chartered bank broker desks. This protects your credit profile while forcing 50+ lenders to compete for your business.
One Equifax inquiry covers all 50+ wholesale lenders and chartered banks.
Zero multi inquiry penalties or 15 to 30 point credit score drops.
Monoline lenders and bank broker desks bid for your mortgage balance.
Pre Approval Documentation Checklist
Check off documents as you gather them to fast track your underwriting approval in 24 to 48 hours.
Regulatory Underwriting Notice and FSRA Compliance
New Life Mortgages operates under The Mortgage Firm Inc. (FSRA Brokerage License #13466), headquartered at 204 Oxford Street West, London, Ontario N6H 1S4. Dallas Martin is a Licensed Level 2 Mortgage Agent (FSRA License #M17001133) authorized to arrange prime institutional, alternative, and private mortgage financing across Ontario.
Self Employed Underwriting Rules: Underwriting guidelines for self employed stated income and bank statement verification programs require a minimum 20% down payment (maximum loan to value ratio of 80%).
Straight Switch Renewal Exemption: Homeowners switching their mortgage to a new lender upon term maturity with unchanged balance and amortization qualify under the OSFI Guideline B20 straight switch exemption without taking the stress test.
